Changed KYC residence to Portugal → Binance Futures switched to BNFCR (Credits) – API still works

Hi everybody, I’m sharing this in case it helps others.

I lately updated my Binance KYC residence to Portugal (EEA) using my Brazilian passport. After that, my USDT-M Futures account was mechanically upgraded to the new Futures Credits (BNFCR) / Multi-Asset mode.

Fundamental impacts I observed:

USDT is not used as the primary margin for Futures

PnL and margin at the moment are calculated in BNFCR (1 BNFCR = 1 USD)

Only cross margin is accessible (isolated is eliminated)

Withdrawals require changing BNFCR to BTC/ETH/BNB first

Necessary: I exploit a customized trading bot by way of Binance Futures API, and after confirming with Binance technical help, the API endpoints and trading pairs nonetheless work normally. The key change is that you need to monitor BNFCR in the stability endpoint and deal with USDT + BNFCR as complete obtainable margin.

Up to now, my bot continues to be opening positions normally; only the accounting unit changed.

Hope this helps anybody dealing with the same state of affairs after changing residence to an EEA nation.